Pay your bills on time: Avoid massive late-fee’s and having your apr on credit cards raised by getting payments in by the due date.
Pay Online: Many companies are charging an automated fee (some up to $15.00!)
Scour every bill: Make sure you’re not being overcharged.
Negotiate: If you’re a long-term customer with a good history, ask what kinds of deals they can work out with you. I scored free HBO for 6 months and got a free Curve. You never know, right?
Double-Up: Many cell phone companies, gyms and club memberships offer add-on’s at a cheaper rate than two individuals. Pair up with a roommate, family member or partner to save $$.





